Key figures – Income statement

The overview of the banks’ income statements on sector level is for 2013, 2014 and 2015. From 2015 group 1-4 is covered based on the FSA's classification.

The figures have been calculated on bank level, and group figures are not included in the statement.

For longer time series, download The sector in figures

Billion Danish Kroner

2013 2014 2015

Interest income

80 ​80 60​

Interest expenses

32 ​26 ​15

Net interest income

47 48 ​45

Dividens from shares

2 ​3 ​1

Commissions/fees receivable

27 ​29 ​32

Given commissions/fees payable

6 ​6 ​6

Net interest and fee revenues

70 74 ​72

Market value adjustments

4 ​-2 ​3

Other operating income

3 ​8 3​

Expenditure relating to staff and administration

47 ​47 47​​

Writing-off/Writing-down of intangible and tangible assets

3 ​13 7​

Other operating expenses

2 ​1 1​

Write-downs on loans and receivable accruals etc.

17 ​12 6​

Income of shares in associated and affiliated companies

8 ​11 0​​

Earnings before tax

16 41 29​

Tax

3 2 5​

Profit or loss for the year

13 ​14 24​

 

 

Key figures 2013 2014 2015

Solvency ratio

22.4 21.0 ​22.0

Core capital ratio

19.5 ​18.5 ​19.8

Provision ratio

- ​- ​-

Return on equity before tax, pct.

5.9 ​5.6 ​9.1

Return on equity after tax, pct.

4.9 ​4.8 ​7.6

Loan ratio

100.9 ​96.0 101.8

Growth in loans, pct.

-7.4 ​-0.4 1.6​

Income/Cost ratio

1.2 ​1.2 1.5​

​Longer time series

The sector in figures

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