​The Danish Bankers Association welcomes the Danish government’s agriculture package, as it is an important initiative with clear signals about supporting an industry that is currently up against huge challenges. The agriculture package is therefore a good supplement to the government’s growth plan that was presented earlier this year.
​Parts of the agriculture industry are facing challenges as a result of revenue underperformance combined with a high level of debt amongst other factors.
Future prospects for some agriculture groups do not look promising and the number of bankrupted agribusinesses is increasing. Fortunately however, there is also a group of approximately every third farm holding that is performing well.
​New figures from SKAT (the Danish Central Tax Administration) show that Danish banks are a relatively large contributor to the Treasury and thereby also to the financing of Danish welfare.
​An analysis shows a huge potential for Copenhagen as a Nordic FinTech hub, however this requires significantly more involvement from public actors and established financial companies in strengthening the ecosystem within the FinTech area. The Danish Bankers Association looks positively upon the recommendations in the report.
​The Danish Bankers Association estimates that there were two bank robberies in the third quarter of 2015.
​The Danish government has just published a plan for growth and development in all of Denmark. The plan contains many different elements and the Danish Bankers Association is ready to enter constructive discussions to secure growth and development across the entire country.
​Michael Busk-Jepsen is appointed to Director of Digitisation as of 1 December 2015. Since his engagement as Executive Director at the Danish Bankers Association in April 2013, Michael has been responsible for payment infrastructure and digitisation.
​Express Clearing: one year ago, banks gave Danes the possibility of sending money to each other within seconds - 24 hours a day, 365 days a year. Express Clearing has now passed a turnover of approximately DKK 100 billion.
​As of 15 December 2015, the Danish Bankers Association has hired Nina Munch-Perrin as Communications Director and thereby also head of the newly created Communication Department.
​The Danish Bankers Association believes that the analysis of tax regulations for investment institutions and their investors conducted by the Danish Ministry of Taxation is a good starting point for further discussion on how growth potential in Danish investment management can be released.
​The Danish Bankers Association has hired Kenneth Joensen as Legal Executive Director. The appointment is part of a renewal process that the Danish Bankers Association is currently undergoing.
​The new awareness campaign from the Danish Bankers Association and the Agency for Digitisation (Digitaliseringsstyrelsen) is now enjoying support from 17 business organisations. The campaign’s Facebook film received 250,000 views in the first 24 hours.
​A new Facebook campaign from the National Agency for Digitisation (Digitaliseringsstyrelsen) and banks in Denmark aims at arming Danish companies against hacker attacks and IT criminals.
​The Danish Bankers Association has hired Mads Rørvig as Head of Public Relations, a newly created department, as of 1 November. The appointment is part of a renewal process that the Danish Bankers Association is currently undergoing.
​Danes are not competent enough when it comes to protecting their own confidential information online. Figures from the Agency for Digitisation (Digitaliseringsstyrelsen) show that Danes often reuse passwords, save pictures of their NemID code cards on phones and do not protect their information against various cyberattacks on smart phones and tablets.
​The cybercrime threat is bigger than the terrorist threat, but companies, authorities and individuals know very little about the enormous security risks related to something as simple as posting a selfie on Facebook. At the Danish Bankers Association’s IT security conference in Copenhagen on Monday 28 September, experts and politicians made it clear that private companies and public authorities need to focus more on IT security and working together
​The American dream is now one step closer for 16 young entrepreneurs, who met with more than 100 investors from the Danish business community at the American ambassador, Rufus Gifford’s residence.
​Cybercrime has become big business. In recent years, large American companies, such as Home Depot, eBay and Apple have had large amounts of customer data hacked. The FBI estimates that China has hacked its way into all of the larger companies in the USA. In Denmark, it is estimated that every tenth company, organisation or public authority has been hacked in the past year.
​“Keep taking risks, make mistakes, learn from them and be better next time,” the American ambassador, Rufus Gifford said at a masterclass for student start-ups at the Danish Bankers Association.
​The Danish Bankers Association proposes a higher degree of flexibility in guidelines concerning customers’ disposable income in connection with housing finance, so that a family of two adults and two children, who have demonstrated that they can manage on less than DKK 13,500 per month, will be allowed to do so.
​Five robberies have been committed against Danish banks and savings banks in the first half of 2015. The continuation of the well-functioning experience sharing and quick knowledge sharing between the banks and the National Police should reduce the number even further.
​Three HHX students from the Danish city Randers won the international final in the entrepreneurship competition European Business Game, which has just been held in Dubrovnik in Croatia. Now, they are going back to Denmark to obtain a patent on the idea.
​There is a huge growth potential in a strengthened digitisation of Denmark. Therefore, a joint Danish business community stand behind the vision that Denmark becomes the world’s most digital country. This should be realised through a strengthened collaboration between the public and private sector.
​The Danish Bankers Association welcomes the new government and looks forward to the collaboration on increasing the economic growth in Denmark and strengthening the Danish economy. The banks play an important role in supporting the remaining Danish business community, and a continued high Danish welfare level requires that companies in Denmark have good conditions and attractive financing options.
​The Danish banks have put the financial crises behind them. This is evident in the central bank of Denmark’s half-yearly analysis of the stability in the financial sector.
​The Danish Bankers Association is looking forward to collaboration with the future government on increasing the economic growth in Denmark and strengthening the Danish economy.
​​Today, the European Commission has published the “Digital Single Market Strategy”. According to the report, the digital single market in Europe has the potential to contribute with additional EUR 415 billion to the European GDP.
​The Danish Bankers Association supports the government’s proposal of partially eliminating the cash rule, which requires all Danish companies to receive cash payments.
​The banks support a number of new initiatives aimed at bringing the agriculture back on track.
​Four students from the school Tradium in Randers can call themselves “Denmark’s best upper secondary school entrepreneurs”.
​A new study, conducted by the Danish Bankers Association, shows that the interest in entrepreneurship is high among the young EBG participants around the Danish upper secondary schools. About 50 per cent of the young people in the study have a desire to become an entrepreneur.
​Eight teams from upper secondary school are ready for the Danish final in the entrepreneurship competition European Business Game (EBG) on Thursday 30th April in Copenhagen.
​Study: Young people with a great entrepreneurial spirit are characterised by being more willing to take risks, independent and flexible in relation to income and working method compared to young people without entrepreneurial dreams.
​BL (Federation of Social Housing Organisations in Denmark) and the Danish Bankers Association join forces to help the social housing residents who struggle financially.
​Through collaboration with the financial sector, Copenhagen will now focus its efforts on new companies that develop technological solutions for the financial sector. The aim is to create economic growth and new jobs.
​It is very good news for Copenhagen as a tourism and event city and for the financial sector that the world’s most important conference within the payment industry, Money20/20 in Las Vegas, has chosen to place a European equivalent in the Danish capital
​As part of the Danish Money Week, 2,133 teams from Denmark’s 7-8th grades participated in a web-based dilemma game. The winners were class 7.A from Bækkegårdsskolen (Danish folkeskole) in Ølstykke and class 8.D from Torstorp skole (Danish folkeskole) in Tåstrup, which each won a prize of DKK 10,000 besides the honour.
​The Danish Minister of Education, Christine Antorini (Social Democratic Party), was present when the pupils in class 9.C at Søhusskolen (Danish folkeskole) in Odense had money and personal finance in the school timetable on the first day of the Danish Money Week. A total of approx. 400 schools across the country participate in the Danish Money Week.
​Half of the young Danes between 15-24 years find it difficult to understand personal finances. The situation is worst in Region Zealand. Combined with a high debt, young people become economically vulnerable.
​From today and for the rest of the week, money and personal finance is on the school timetable in 7-8th grade on 395 schools across the country.
​Denmark needs a new eGovernment strategy for 2016-2020. So far, the eGovernment strategy has primarily been targeted at citizens and focused on efficiency improvements and cost-savings within the public sector.
​Analysis: Lack of financial literacy makes it more difficult to make both ends meet. Instead, people use their overdraft facility, obtain easy accessible consumer loans or similar.
​Study: Every other young person between 15-24 years and every third of all Danes over the age of 15 years lack basic financial literacy skills.

The Danish Consumer Council and the Danish Bankers Association have hired Ulla Wulff Kjær as the new Chief Executive at the Complaint Board of Banking Services from 1st of March 2015. Ulla Wulff Kjær replaces Thomas Brenøe, who has been appointed Deputy General Director at the Danish FSA.
​For the fourth straight year, the banks experienced a decline in the number of physical robberies in 2014. This is a result of increased security in the branch offices and changes in customer behaviour.
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